Adrian initially joined Assante in January 2020 as a financial advisor on the corporate side. In December 2022, Adrian joined Jonathan Warner’s practice. Adrian holds an Honours BA from the University of Toronto and an associate certificate from BCIT in financial planning. He is accredited as a Certified Financial Planner Professional and brings ten years of experience, with a focus on families, retirees & retirement income, small business needs and insurance planning. His approach develops each client’s needs and desires into the foundation for their plan.
In his spare time, you may find Adrian with his family, trail running, paddleboarding, or hiking; He enjoys listening to audiobooks on economics, history, and health & social sciences.
Alim Dhanji, CFP®, BBA
Senior Financial Planner
Senior Insurance Advisor
Alim Dhanji is a Senior Financial Planner and Chairman's Council Member at Assante Financial Management Ltd. where he started his career in Financial Planning at the age of 22. Alim also sits on the Ismailli Economic Planning Board for Canada as a member for Financial Well-Being. As a Media and Youth Ambassador for Financial Planning Canada, Alim speaks at Colleges and Universities and appears in many media outlets including CKNW, Global TV, National Post, Globe & Mail and The Province. Alim also works closely with a large Health Association in BC.
Alim loves to give back to the community through various charitable organizations. He teaches Dollars and Sense at Elementary and High Schools, and speaks to the graduating students at UBC about Financial Planning. He also volunteers his time to do to free tax returns for low income families and seniors through the Community Income Tax Volunteer Program (CVITP) at Canada Revenue Agency.
Alim loves spending time with his wife and three children, and enjoys hockey, soccer, and golf.
Brittany Urosevic, B.Comm., CFP®
Brittany works alongside Senior Financial Planner Ken Labron. She joined Assante in 2015 and obtained her Certified Financial Planner designation in 2019.
Brittany graduated from UBC’s Sauder School of Business with a Bachelor of Commerce specializing in Finance and Marketing. Brittany completed the UBC Co-op program and gained valuable work experience while excelling academically.
In her spare time Brittany enjoys yoga and running. She also loves to travel.
Daisy Mak, CFP®
Daisy graduated from Simon Fraser University with a B.A. in political science and sociology.
Her career in financial planning began in 1999 when she joined Vancouver Financial Planning Consultants Inc. and obtained her Certified Financial Planner designation in 2004. The ability to forge and maintain long-term, meaningful relationships based on trust, honesty and integrity combined with the opportunity to help others was what first drew her into the financial planning profession and continues to motivate her work today.
Daniel Polus, B.Comm.
Daniel Polus, an investment advisor with Assante Capital Management Ltd., has been in the investment industry since 1985. He prides himself in developing relationships with clients for the purpose of achieving wealth creation, and placing a strong emphasis on their health and personal well-being.
Originally from Montreal, Daniel was recruited in track and field for the 1988 Summer Olympics in Seoul, Korea. He is an accomplished athlete and strongly believes that success is a choice in life, and that wealth creation and financial independence are no different.
Daniel believes that following the recipes of the world's wealthiest individuals will allow for the same desired result...financial success. He places emphasis upon the importance of a healthy body and mind in leading a fulfilled life, and works with his clients to achieve this balance.
After graduating from Concordia University with a Bachelor of Commerce Degree, Daniel pursued a career in marketing and sales. In 1995, Daniel relocated to Vancouver where he continues his career in the financial planning industry, an industry for which he has a strong passion, and in which he has helped hundreds of clients to achieve their long- term financial and personal objectives. An avid traveler, Daniel has mastered several languages, including English, French, and Hungarian
Daryl Koroluk, EPC, CFP®, B.Comm.
Daryl became a financial advisor after nearly a decade as a successful Realtor then returning to university at UBC to earn a Bachelor of Commerce degree.
Daryl qualified with honors on completion of his Canadian Securities Course. This provided a base to earn a Certified Financial Planner (CFP®) designation as well as an Elder Planning Counselor (EPC) designation.
The combination of practical experience and academic knowledge gives Daryl an ability to provide a high level of service to his clients. One of Daryl’s goals is to use his expertise to help families or individuals to improve their financial health.
Daryl regularly cycles to work as he believes fitness and clean environment are very important to the quality of life.
David Perkins, CFP®, EPC, CEA
Senior Financial Planner
David Perkins is a financial planner who has proven his ability and dedication to his clients for over 25 years. He helps families simplify their affairs and increase their quality of life through an integrated approach to wealth planning which includes expertise in investments, insurance, tax, retirement, and estate planning. David specializes in planning for business owners and providing high net worth planning services.
David completed his Certified Financial Planner designation in 1998. He believes in continuing education, and has earned industry designations that enhance his ability to deliver exceptional advice. Along with his CFP designation, he has earned his Elder Planning Counsellor and Certified Executor Advisor designations. David has also taught the Registered Retirement Consultant course at Capilano University.
In addition to his work as a Senior Financial Planner, David is recognized for his community involvement - volunteering for charitable and community organizations such as the Canadian Youth Business Foundation and LJ Christmas Manor (current President) - and regularly speaks for community and business groups.
David also served for 9 years on the Board of Directors for a publicly listed company (3 of those years as Chairman of the Board). He chaired their audit committee and served on their compensation and governance committees before stepping down in December 2016.
Whether you would like to discuss your options or start creating your wealth plan today, David will be glad to answer your questions.
Hitesh Morar, B.Comm., CFP®
Hitesh joined us in 2011, as the assistant to Laurie Winters, Lorea DeClercq and Michael Winters, also known as "The Team". Hitesh, who is originally from Zimbabwe, received his undergraduate commerce degree at Rhodes University in South Africa. After working briefly in Zimbabwe and England, he moved to Canada in 2008 to be with his wife, Pranita. One of his first jobs was as a client service representative with a mutual fund company. This role attracted him to the financial planning industry and motivated him to pursue a career in financial planning. Hitesh completed his Certified Financial Planner (CFP®) designation in 2020, and now works as the Associate Advisor to the team.
Hitesh resides in New Westminster with his wife Pranita, daughter Tia and son Aarav. In his spare time, he enjoys cooking, playing soccer, biking, photography and spending time with his family.
Ian Yeo, CEA
Ian W. Yeo
(778) 998-4055 or firstname.lastname@example.org
"Personal Pension Plans Specialist - Wealth Protection and Loss Prevention cradle to grave."
Senior Financial Planner
Specializing in transition planning; separation and divorce, blended families, and transfer of wealth.
A Wealth of Clarity and Choice
Certified Financial Planner® (CFP)
Certified Financial Divorce Specialist (CFDS)
Chartered Life Underwriter (CLU)
Financial Neutral, Collaborative Divorce, Member IACP
Together we create a foundation for you to make decisions by better understanding your current and future income streams and allocating resources to what is important to you. This is conscious financial decision making.
Jonathan Warner, BA, MA, CIM®, QAFP™, PFP
Jonathan Warner BA, MA, CIM®, PFP®, QAFP™
Jonathan Warner is a Financial Advisor with Assante Capital Management Ltd.
Jonathan joined Assante in February 2017. Prior to joining Assante, Jonathan worked in a business development role at a brokerage and as a banker with the Royal Bank of Canada.
Jonathan is a graduate of the University of Victoria and the University of British Columbia and holds a Bachelor of Arts in History and Political Science and a Master of Arts in European Studies.
Jonathan holds the Personal Financial Planner (PFP) and Qualified Associate Financial Planner (QAFP) designations and strongly believes in the benefits of using a comprehensive planning process when addressing the financial needs of clients. Jonathan has completed advanced training in Estate and Trust Planning, Retirement Income Planning and Business Succession Planning and is in the process of completing several Canadian and internationally recognized wealth management designations.
As a licensed investment advisor who holds the Chartered Investment Manager (CIM) designation, Jonathan is well positioned to provide clients with strategies and advice regarding their investment portfolios. Additionally, as a licensed insurance advisor in Jonathan is also ready to provide comprehensive critical, disability and life insurance services to clients to support their personal and professional risk management needs.
Jonathan is passionate about international travel and has had the opportunity to work and study in Canada and overseas on numerous occasions. Prior to attending graduate school at UBC, Jonathan studied at the University of Tampere in Finland, worked in Ottawa as a researcher for a member of parliament and taught English in Kaohsiung, a city in Southern Taiwan.
Jonathan is always looking forward to his next travel adventure and is currently planning trips to the historic cities of colonial Mexico and Southern Italy, Sicily and Malta.
John Wishloff, CFP®
John Wishloff, B.PE, CFP®
Assante Financial Management Ltd.
Ken Labron, R.F.P.®, B.Sc., CFP®
Senior Financial Planner
Ken Labron started working in the financial profession in 1985, with the goal of becoming a Financial Planner. In 1988, he joined Vancouver Financial Planning Consultants Inc. as an analyst and is a Senior Financial Planner, and managing partner/owner today.
With a keen interest in finance and a Bachelor of Science degree in Geophysics, Ken has a unique background in mathematics, analysis and logical thought, and is passionate about using his knowledge and experience to help his clients achieve their goals.
Ken is a Registered Financial Planner and a Certified Financial Planner professional. He also served a number of years on the BCAFP (BC Association of Financial Planners) board of directors.
Ken and his wife of 35 years, Jo-Ann, raised their family in North Vancouver and have recently moved to Vancouver in the False Creek area. With long time roots in Vancouver Ken enjoys a close family connection, two wonderful daughters, and grandchildren, and takes advantage of all BC has to offer (hiking, kayaking, biking, swimming etc…).
Kyle began his Financial Advisor career in Jan. 1990. He has completed the Professional Financial Planner (PFP) course and also holds an Insurance Licence, which helps him meet the needs of his clients. Kyle believes that the foundation of any good relationship is trust. And to secure and maintain that trust he is committed to providing the best, professional investment advice and services.
Through individual consultations, newsletters and handouts Kyle will help you develop a better understanding of the investment industry and the many different investment options available. With a belief in the success of conservative long-term investing, he will help you build a diversified portfolio tailored to meet your unique financial requirements and aspirations, with the emphasis on education, tax minimization, and retirement planning. This approach allows clients to not only realize their goals, but gives them a balanced approach to life.
Kyle and his wife Karen live in Langley. They are very proud of their two kids, not really kids anymore, as they are off following their own dreams, with their son living in Australia; and a daughter, a bit closer to home. Kyle's interests are in photography, horticulture, old cars and DIY projects around the home.
Insurance products and services are provided through Assante Estate and Insurance Services Inc.
Lorea DeClercq, EPC, CFP®, CEA
My career in the financial industry started off at the Royal Bank of Canada. I transitioned to Vancouver Financial Planning Consultants in 1989 where I learned my more personal and holistic approach to wealth management.
My team and I are committed to providing personalized, comprehensive financial planning services. At Vancouver Financial Planning Consultants, we work to enhance the quality of our clients’ lives by helping them simplify and organize their financial affairs. My objective is to develop long-term relationships with our clients, their families, friends and associates. In recent years, I have taken an interest in elder care given our changing demographics. I obtained my designation of the Elder Planning Counselor (EPC) in March 2009.
I reside in West Kelowna, BC with my husband, Hal. I enjoy running, cycling, skiing, reading and yoga. I have completed 5 full marathons and 15 half-marathons to-date. Most of all, I enjoy travelling with Hal.
Vancouver Financial Planning Consultants Inc. is an outside business activity that may offer non-securities-related financial planning services. Any specific investment recommendations provided by Lorea Declercq must be done through Assante Financial Management Ltd. (“Assante”), a registered mutual fund dealer. Although Assante is not responsible for any service or product supplied through Vancouver Financial Planning Consultants Inc., Assante will monitor for conflicts of interest, and investigate any client complaints related to services offered by Vancouver Financial Planning Consultants Inc.
Lucas Sawatzky, CIM®, CFP®
Associate Financial Advisor
Lucas joined Assante in 2018 as an Associate Financial Advisor working alongside Robert Sawatzky.
Lucas has 5 years of experience in the wealth management industry; specifically working in various roles within CI Financial in both Toronto and Vancouver, where he gained valuable insights into the investment and wealth creation process.
Born and raised in Burnaby, B.C., Lucas attended McGill University in Montreal between 2009 and 2013 and graduated with a Major in Political Science and Minor in History. He has since obtained the Chartered Investment Manager (CIM) designation and is now working towards the Certified Financial Planner designation.
Currently Lucas lives in Vancouver and enjoys the lifestyle offered by the West coast – running, hiking, snowboarding, and scuba diving.
Senior Financial Planning Advisor
Helping You Have a Life Well Lived
For over 24 years Matt has enjoyed creating meaningful and well lived lives for his clients. From a worry-free retirement, fulfilling a lifelong ambition like running a prosperous business, or leaving a legacy to your loved ones, Matt will work with you every step of the way.
Matt utilizes the insights he’s gained through his Bachelor of Science in psychology and economics and an internationally recognized Certified Financial Planner designation to guarantee that his clients’ financial futures rests with a qualified professional with a personal interest and a keen understanding in the evolving market. His approach combines the sound fundamentals of financial planning, asset protection and investment management with leading-edge behavioral finance and thematic investment approaches such as the human need for increased sustainability and accelerated change driven by technological advancement to maximize results.
With his strengths laying in the knowledge, integrity, and commitment to exceptional service as well as the support of a team of professionals that include lawyers, tax accountants, and financial analysts Matt can ensure that he will always place his clients’ interests first and foremost to grow their wealth and avoid costly financial mistakes.
“Matt Buie always impresses me as being honest and having integrity. He is very personable. He listens to my concerns, what is important to me and does not push his own agenda. I have confidence in Matt. He offers wonderful service. He will phone me when items in my portfolio need rebalancing. I do not feel that I must look over his shoulder. He is on top of what is going on. He initiates portfolio reviews on a regular basis and he is looking out for our best interests”
Dr.Lesley J.,Vancouver, BC
Feel free to connect with me to brainstorm on your Life Well Lived.
(604) 685-2214 (office) or (604) 862-2274 (cell) or e-mail: email@example.com
Michael Winters, CFP®, TEP
Senior Financial Planner
I began my career in the financial industry with Scotiabank in 2002. I started working with Vancouver Financial Planning Consultants Inc in 2004 to pursue a career in wealth planning, earning my CFP designation in 2006. I work as a wealth advisor with Lorea DeClercq and Laurie Winters. This team has two administrative assistants: Hitesh Morar and Megan Garson.
As wealth advisors, we seek to understand the things in life that are important to you. We then translate those goals, opportunities and concerns into a financial plan. We understand your needs are unique, and we use a comprehensive and integrated approach to managing your wealth - however "wealth" may be defined to you. Above all else, we strive to empower you with the knowledge to make informed decisions.
My goal is to build a long-term relationship that helps you achieve financial independence, navigating you through both challenges and opportunities as they arise throughout life.
I live in Tsawwassen with my wife Beth and our son Owen. In our spare time, we enjoy travelling, camping, canoeing and skiing.
Vancouver Financial Planning Consultants Inc. is an outside business activity that may offer non-securities-related financial planning services. Any specific investment recommendations provided by Mike Winters must be done through Assante Financial Management Ltd. (“Assante”), a registered mutual fund dealer. Although Assante is not responsible for any service or product supplied through Vancouver Financial Planning Consultants Inc., Assante will monitor for conflicts of interest, and investigate any client complaints related to services offered by Vancouver Financial Planning Consultants Inc.
Peggy Macrae, CFP®
Peggy joined Shawn Purcell’s practice in 2009 and shares his goal of delivering service excellence to their clients. She works closely with Shawn in all aspects of the client experience. Peggy is primarily responsible for creating financial plans and retirement projections, presentation, implementation and follow up. Peggy obtained her Certified Financial Planner designation in 2012 and has been working in the industry since 2005. Peggy, her husband Steve and children Aiden and Claire, live in Delta.
Rich Widdifield, CFP®
Senior Financial Planner
Rich has been a Financial Advisor since 1998. His entire career has been with Assante Capital Management Ltd. Rich is a CFP professional licensed to provide investments (including securities and mutual funds) and life and living benefits insurance.
He began his career working with his father on Vancouver Island. Rich was fortunate to learn from an advisor with over 30 years experience, and they still discuss financial planning frequently. Having access to that experience is incredibly valuable.
In 2000, Rich moved to Vancouver and started his own practice. In those early years of difficult markets, Rich began to see the value in personal financial planning and giving clients a plan that focuses on much more than their investments, in areas they can control.
Rich works primarily with high income earners in their maximum earning years. Much of his client base is made up of business owners, high income professionals, and professional athletes with complex needs, wishing to maximize savings and minimize tax. Rich takes pride in helping clients develop a clear plan of what they need to do to successfully navigate the transition to retirement – all while enjoying life today.
Rich grew up in the Okanagan and on Vancouver Island. After high school he moved to Ottawa and attended Carleton University, where he studied Commerce.
After university, he worked for a radio station and then as a manager for a very successful small business. In 1993, he moved to Victoria where he was with a food distribution company. It was in those 3 positions that Rich had the opportunity to work with and observe a number of small businesses – both successful and struggling. Having seen all that a business owner or successful professional has to deal with, has enabled Rich focus on making financial planning clear and flexible with easy to implement strategies.
Rich’s objective is to put clients in control of their finances and their financial future. He gives them the tools and information to make educated decisions that help them to achieve their goals. Without a huge time commitment, this allows clients to know where they stand and where they are going, as well as providing peace of mind, knowing that this important area is taken care of.
Rich has a vast knowledge in the areas of investments, risk management, tax planning and personal finance, specifically in debt and cash flow management. This provides him the prospect of locating opportunities for clients to consistently increase their net worth without sacrificing their present lifestyle.
Rich resides in Tsawwassen, BC with his wife Andrea and their two dogs. His stepdaughter, Kaela recently graduated from Acadia University and lives in London, England.
Outside of work, Rich loves to watch and play sports. He and Andrea enjoy golfing with friends and family at Beach Grove Golf Club in Tsawwassen and curling at the Tunnel Town Curling Club. Rich plays hockey and he and Andrea have season tickets to the Canucks. They also enjoy traveling, cooking, and learning about (and tasting!!) wine. Rich has also run 4 marathons, including Chicago, New York and Boston.
Rob Clark, MBA, CEA, CFP®
Rob began his financial services career in 1977. His 35+ years of experience have included administering estates and trusts and doing estate planning for Montreal Trust Company and Yorkshire Trust Company; serving as a Director, Vice-President – Finance, and one of a team of three fund managers for a small investment fund manager and dealer; and providing personal financial and investment counseling since 1990. He has been a member of the Fraser Valley Estate Planning Council since its inception in 1997. Rob was selected as a FIVE STAR Wealth Manager in 2011, 2012 and 2013 based on a survey of consumers and financial services professionals in the Vancouver area who scored highest in overall satisfaction.
Rob’s philosophy is to keep things simple and flexible and to help organize his clients’ investments and finances so they can meet their objectives sooner and with less stress.
Rob and his wife, Heather live in South Surrey. They have five children and three grandsons. Rob’s interests include mountaineering, canoeing, photography, travel, and Canadian history, having been a york boat crewmember on History Television’s 2001 five hour series, Quest For The Bay.
Senior Wealth Advisor
Shawn Purcell began his financial planning practice in 1994. At the forefront is his Team’s Commitment of Value, driven by the unwavering dedication to service excellence he brings to each and every client relationship. Shawn believes his clients are his partners and together he helps them make the right financial decisions for themselves and their families. Acting as each client’s key wealth advisor, Shawn’s integrated wealth planning approach helps his clients plan and realize their goals towards a more secure, fulfilling and balanced life. Shawn, his wife Mojgan and son Sam live in North Vancouver. Away from the office, Shawn enjoys golf, skiing and playing hockey.
Suhel Popatia, CFP®, B.Sc.
Senior Wealth Advisor
Since 1998, Suhel’s wealth management practice has focussed on taking charge of and managing the unique and complex financial needs of business owners, executives, incorporated professionals and their families. He truly enjoys working with his clients to simplify and enhance their lives by providing the knowledge and confidence they need to make good financial decisions.
Suhel’s approach revolves around integrating life management services with prudent wealth creation and wealth preservation strategies. Suhel also assists clients with personal and corporate tax minimization and planning for the ultimate transfer of their wealth to future generations using advanced insurance and estate planning strategies.
Suhel is a member of The Financial Planner’s Standards Council of Canada and The Professionals’ Alliance through which his clients access extended services such as legal, trust, notary, accounting, banking, mortgage brokerage, realty, property insurance and related services.
Suhel is a member of Assante’s Chairman’s Council and is a six-time recipient of Assante’s esteemed Chairman’s Council Award in recognition of his top-tier service and performance excellence. For several years now, Suhel has had the fortune to experience practice growth primarily through select referrals from his valued clients and from his network of legal and accounting professionals.
For over a decade, Suhel has served as a voluntary member of The Aga Khan Economic Planning Board for B.C., a denominational institution whose mandate is to improve the economic life and financial literacy of its constituent members. His primary role has been to prepare presentation materials and provide education through speaking engagements at various venues across the Lower Mainland. Suhel was recently appointed to The Aga Khan National Economic Planning Board for Canada, to formulate policy and strategy for the betterment of the economic lives of its constituent members across Canada.
Assante Capital Management Ltd.